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IFED warn drivers of ghost broking in support of MIB's Operation Drive Insured campaign

The City of London Police's Insurance Fraud Enforcement Department (IFED) are supporting the Motor Insurers' Bureau (MIB) Operation Drive Insured, a national campaign to catch uninsured drivers.

In support of the MIB's campaign, which launched today (Tuesday 1 October 2019), IFED are warning drivers to be wary of fraudsters who may have sold them fake car insurance, commonly known in the insurance industry as ghost brokers. 


Detective Chief Inspector Andy Fyfe, Head of the City of London Police’s Insurance Fraud Enforcement Department, said: 

“We fully support Operation Drive Insured, which helps to take uninsured drivers off the roads and protect sensible motorists from the dangers they pose.

“However, while there are some senseless people who choose to drive without insurance, we’re aware that there may be thousands of well-intentioned motorists on the road right now who think they’ve got legitimate cover but have in fact been sold fake insurance by a fraudster. These are commonly known in the insurance industry as ghost brokers.

“We’d encourage drivers to be wary of heavily discounted prices they see online, such as social media, or are offered directly in person or via messaging apps. While cheap offers may be tempting, purchasing car insurance through a ghost broker will end up costing you far more in the long run – both in terms of money and your licence.”


If you’re unsure whether your vehicle cover is real, here are some things you can do to check:

• If you are not sure about the broker, check on the Financial Conduct Authority or the British Insurance Brokers’ Association website for a full list of all authorised insurance brokers: register.fca.org.uk and biba.org.uk
• You can also contact the insurance company directly to verify the broker’s details. 
• You can check to see if your car is legitimately insured on the Motor Insurance Database website: ownvehicle.askmid.com.

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