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Sixteen people sentenced for running million pound crash for cash fraud

  • The organised crime group, made up of 16 people, carried out 'crash for cash' fraud
  • The ring leader orchestrated a series of deliberate crashes to steal almost £1.2m from insurers 
  • Eight members of the crime gang were jailed for a collective 32 years and 11 months
The ring leader of an organised crime group who ran a crash for cash scam, which conned insurance companies out of almost £1.2 million, has been jailed for six years. 

Fifteen other members of the group have also been sentenced following a three day hearing at St Albans Crown Court which concluded yesterday (Monday 7 January 2019); with eight people in total being jailed for 32 years and 11 months, and several others receiving suspended sentences. 

The group was arrested by officers from the Eastern Region Special Operations Unit (ERSOU), following a joint investigation with the City of London Police’s Insurance Fraud Enforcement Department (IFED) and the Insurance Fraud Bureau (IFB), into a number of road traffic collisions between 2013 and 2015, which were believed to be staged as part of an elaborate insurance scam. 

Raja Mehmood, 35, of Sherd Close, Luton was the ring leader of the organised crime group (OCG) and co-ordinated the scam, alongside fellow OCG members, Steven Seaton, 47, of Pastures Way, Luton, Mita Mistri, 37, of Newnham Way, Harrow, Naveed Khan, 22, of Roman Road, Luton, Nadeem Khan, 24, also of Roman Road, and Ataf Hussain, 44, also of Roman Road. 
 
Mehmood was jailed for six years, while Seaton was sentenced to four years and nine months, Mistry to three years, Naveed Khan, to three years and two months, Nadeem Khan to four and a half years, and Ata Hussein to four years. 

The group used two different tactics to scam insurance companies out of money. In some cases they would brake suddenly, so that the car behind would crash into them, with the driver of the other car then being deemed at fault. In other incidents, offenders would crash into each other, away from any witnesses so that they could then put in a claim. 

IFED worked closely with ERSOU and the IFB to identify the individuals involved and collate evidence into the group’s offending. 

The investigation uncovered around 80 collisions in total that could be directly linked to the group. 

Another 10 people were also involved in the fraud, including family members and partners of the OCG members, either helping to stage the accidents or making false insurance claims and collecting the illegal pay outs. 

Detective Constable Daryl Fryatt of the City of London Police’s Insurance Fraud Enforcement Department, said:

“This crime gang carried out a series of deliberate crashes, showing they clearly had no regard for the safety of those around them. As well as putting innocent members of the public at risk directly, crash for cash fraud contributes to the rise in premiums for everyone who buys insurance.

“However, this is a prime example of the continued collaboration between law enforcement and the insurance industry in catching out insurance fraudsters. The Insurance Fraud Enforcement Department worked effectively with ERSOU and the IFB to dismantle this sophisticated OCG and ensure they were brought to justice.”

ERSOU Detective Sergeant Kelly Gray, who led the investigation, said:

“This was an incredibly lengthy investigation into this organised crime group who were operating a complex and high end fraud, and it’s thanks to the hard work and commitment of our officers, alongside our partner agencies, that we’ve reached this successful conclusion. 

“Not only were these individuals scamming insurance companies out of thousands of pounds but, more importantly, they were putting the lives of innocent motorists at risk on a regular basis by causing these collisions. 

“We’re really pleased these offenders have now been brought to justice, and we hope that the sentences handed out send a stark lesson to others. We’re committed to clamping down on fraudsters such as these and proving that crime never does pay.”

Stephen Dalton, Head of Intelligence at the IFB, commented:

“We would like to thank ERSOU for bringing vital information to the IFB. By working closely together we’ve been able disrupt this notorious criminal gang in the Luton area.  
 
“Mehmood was the ringleader at the centre of the gang who plagued Luton’s roads before fleeing the country, instead of owning up to his crimes, leaving other gang members to take the fall. His manipulative nature also meant he didn’t think twice before taking advantage of his business connections in order to expand his scam and maximise his profits. Today’s result is a win not just for the police and the insurance industry, but also for the local community.”

List of offenders
 
The following all pleaded guilty to one count of conspiracy to commit fraud and one count of conspiracy to drive dangerously between 11 February 2013 and 17 November 2015:

Raja Mehmood, 35, of Sherd Close, Luton. He received a six year jail sentence

Naveed Khan, 22, of Roman Road, Luton. He received a three year and two month jail sentence

Stephen Seaton, 47, of Pastures Way, Luton. He received a four year and nine month jail sentence. 

The following pleaded guilty to one count of conspiracy to commit fraud:

Renu Begum, 37, of unknown address, who received a community order.

Ajvinder Panesar, 37, of Albany Road, Tilbury, Essex, who received a 14 month sentence suspended for 18 months and a community order.

The following pleaded guilty to one count of fraud:

Salina Nagra, 28, of King Edward Drive, Grays, Essex, who received a community order
Maninder Grewal, 28, of Park View Gardens, Essex, who received a community order

Suckbiar Bachra, 43, of Charlotte Avenue, Hitchin, Hertfordshire, pleaded guilty to two counts of conspiracy to commit fraud. He received an eight month sentence suspended for 18 months and a community order.

The following were found guilty of conspiracy to commit fraud and one count of conspiracy to drive dangerously between 11 February 2013 and 17 November 2015:

Nadeem Khan, 24, of Roman Road, Luton, jailed for four and a half years
Ravinder Singh, 34, of Russell Street, Luton, received a 21 month custodial sentence suspended for 18 months
Selhma Hussain, of Evelyn Avenue, London, jailed for three and a half years
Matthew Warr, 44, of Hillside Avenue, Borehamwood, jailed for four years
Ataf Hussain, 44, of Roman Road, Luton, jailed for four years
Misba Illyas, 32, of Booker Place, High Wycombe, received a two and a half year custodial sentence suspended for 18 months
Mita Mistri, 37, of Newnham Way, Harrow, jailed for three years
Rabia Miah, 37, of Fosse Close, Wellingborough , received a suspended sentence of two and a half years suspended for 18 months.
 

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