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IFED warn drivers of ghost broking in support of MIB's Operation Drive Insured

The City of London Police's Insurance Fraud Enforcement Department (IFED) are supporting the Motor Insurers' Bureau (MIB) Operation Drive Insured, a national campaign to catch uninsured drivers.

In support of the MIB's campaign, which launched this week (Monday 12 November 2018), IFED are warning drivers to be wary of fraudsters who may have sold them fake car insurance, commonly known in the insurance industry as ghost brokers. 

Detective Chief Inspector Craig Mullish, acting Head of the City of London Police’s Insurance Fraud Enforcement Department, said:

“We’re fully behind the Motor Insurers’ Bureau’s valuable campaign to catch uninsured drivers and help protect sensible motorists from the dangers they pose.

“However, while there are some senseless people who choose to drive without insurance - which we hope this campaign will identify and or deter from doing so - we’re aware that there may be thousands of well-intentioned motorists on the road right now who think they’ve got legitimate cover but have in fact been sold fake insurance by a fraudster.

“These fraudsters are commonly known in the insurance industry as ghost brokers and they leave the driver and other road users open to the severe harms that come with driving without valid insurance.

“We’d encourage drivers to be wary of heavily discounted prices they see on the internet or are offered directly.”

If you’re unsure whether your vehicle cover is real, here are some things you can do to check:

• If you are not sure about the broker, check on the Financial Conduct Authority or the British Insurance Brokers’ Association website for a full list of all authorised insurance brokers: and
• You can also contact the insurance company directly to verify the broker’s details.
• You can check to see if your car is legitimately insured on the Motor Insurance Database website:

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